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Debt Counselling – Cape Town

If you are in Cape Town, the greater western cape or surrounding provinces Debt-911 can assist you with debt counselling

How do I know if I need debt counselling ?

Irrespective of whether you are rich or poor, a labourer or a doctor, anyone can become over-indebted.

In order to gauge whether you need debt counselling, simply answer the following questions truthfully.

  • Are you receiving calls from your credit providers?
  • Do you often pay your bills late?
  • Are you purchasing household goods on credit?
  • Do you have a garnishee (emolument) order on your salary or any asset?
  • Do you battle to service your debt or are you struggling to pay off your loans
  • Would you like to avoid bankruptcy
  • Do you think you have a bad credit record or do you want to be debt free?

If you answered yes to some of the above questions, then Debt counselling is for you and Debt-911 can assist you on your path to debt freedom.

Debt-911 is an NCR registered counselling service and has assisted many thousands of consumers to tackle their debt  and can help you in the following manner:

  • We will conduct a comprehensive personal financial audit to determine exactly how much you can actually afford to pay your creditors on a monthly basis.
  • We will then inform your creditors and begin the debt restructuring process, negotiating hard on your behalf
  • Once an amicable agreement has been finalised, we will legalise the process through the courts or a magistrate.
  • Your monthly debt repayments will be folded in to one, easy monthly debt repayment.
  • Provided you continue to pay your revised debt repayment amount, you will enjoy protection from legal action that would have been taken against you.
  • You will exit the process with your credit record intact.

Debt-911, your trusted debt counselling partner

If you are concerned about the affordability of your debt repayments, simply call us, SMS Help to 40935 or fill out the form alongside and a highly trained, Debt-911 counsellor will make contact with you to assess your personal financial situation and give you free advice.