Debt Relief through Debt Review in South Africa
Debt-911 offers much needed debt relief to over-indebted consumers. We have assisted many thousands of consumers who have defaulted or risk defaulting on their monthly debt repayments.
Clients following our repayment advice can literally be set free of their debt.
Whatever financial situation you find yourself in, Debt-911 can assist you with your debt situation.
Debt Review Assessment
Clients applying for debt review will undergo a debt review assessment by our highly skilled, professional debt counsellors with the objective of understanding your level of indebtedness and most importantly what options are available to you, most specifically, whether a consumer qualifies for debt counselling.
Debt-911 will draw up a detailed budget taking your monthly spending into account such as food, housing, being rent or bond repayments, transport, school fees etc. This exercise will inform how much you can actually afford to pay your creditors every month.
Let Debt-911 Restructure Your Debt
Debt-911 will then use the budgetary exercise to restructure your debt. We will then approach your various creditors and propose and negotiate – on your behalf – a revised monthly repayment plan and negotiate lower repayments and where possible lower interest rates.
Debt-911 will then arrange to distribute your hard earned money every month, thus ensuring your one payment covers repayments to all your creditors.
It is important to note that once a creditor has accepted the revised monthly repayment offer, it is very important that the repayment amount is paid every month without exception until the debt has been paid. Failing to do so will subject the client to possible legal action.
Explore Your Debt Review Options
If you are concerned that you may not be able to meet your monthly repayment obligations, simply give us a call, SMS Help to 40935 or fill out the form alongside and a trained Debt-911 counsellor will call you to assess your personal financial situation and give you a free consultation.