Contact

SMS HELP to 40935

T: 087 150 5263

E: info@debt-911.co.za

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Welcome!

Debt - 911 in association with  Justin Van As and Associates helps over-indebted individuals to devise an affordable repayment plan which will be acceptable to their  creditors.

Call us now to explore your debt reduction options.

About Debt-911

 Tel 087 150 5263 


Office Hours

MON - FRI 8:00 AM to 17:00 PM

 SAT  8:00 AM to 13:00 PM

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Debt Review Cape Town – FAQ

Will my debt keep growing while I am in the debt review process?

No. Under the revised debt review rules implemented in 2011, your debt will not continue to spiral out of control.

Debt-911 negotiates hard on behalf of consumers and provided your creditors have accepted a reasonably calculated revised repayment plan, we depending on the circumstances arrange to reduce interest rates on non secured debt such as credit cards and store cards to 0% and down to repo rate + 2% (7.5% – 3rd quarter of 2016 ) for secured debt such as vehicle finance and home loans. This causes a significant reduction effect on your overall debt burden over time, allowing over-indebted consumers to pay off their debts sooner.

In the interest of the consumer, Debt-911 is committed to ethical debt reduction practices.

A significant proportion of Debt-911’s consumer debt cases are resolved within the debt counselling rules engine meaning that we are able to free consumers from their debt burdens sooner.

Debt-911, a Debt Liberating Experience

Debt-911 typically lodges revised repayment plans with banks and lenders within 30 days of any application, allowing enough time for re-negotiation if need be. Once accepted, lenders will update the revised interest rates on client accounts. This has the effect of fixing or pegging your debt at a certain date allowing repayments to whittle away your debt quickly.

It is critically important that once the revised lower repayment levels have been implemented, that clients diligently fulfil their monthly debt obligations or lenders will revert to their original agreements and legal action can then be taken against a client.

Debt-911, your trusted debt counselling partner

If the affordability of your debt repayments is concerning, simply call us, SMS Help to 40935 or fill out the form alongside and a highly trained, Debt-911 counsellor will make contact with you to assess your personal financial situation and give you free advice.